Stephen J. Demchyk, Jr., ChFC

Stephen J. Demchyk, Jr., ChFC

Senior Associate

Creative Financial Group
16 Campus Boulevard
Newtown Square, PA 19073

Phone: (610)355-7872
Fax: (610)325-6240
E-mail:

Professional Qualifications & Designations:

  • Graduate of the University of Delaware, B.A. in Anthropology (Pre-Med student)
  • Chartered Financial Consultant (ChFC®) designation awarded in 2008
  • Series 6 and 63 securities registrations

Industry Affiliations & Achievements:

  • National Association of Insurance and Financial Professionals (NAIFA)
  • Multi-year Leaders and Masters qualifier (awards bestowed by New England Financial and New England Securities)

Areas of Specialization:

  • Estate & Family Legacy Planning
  • Business Succession Planning
  • Wealth Accumulation Strategies
  • Wealth Distribution / Advanced Tax Strategies
  • Retirement Adequacy Studies
  • Charitable Gifting Strategies
  • Life Insurance Planning
  • Long-Term Care Insurance 
  • Disability Income Insurance 
  • Qualified (401(k), IRA, Roth IRA) & Non-Qualified Retirement Planning Strategies
  • Education Planning Strategies


Stephen Demchyk joined the Creative Financial Group in 2002 after deciding not to pursue medical school.  “Once I had made the decision to not pursue medical school, I wanted to find another career in which I could work closely with people to help them address very important and critical matters in their lives.  Rather than help people improve their physical wellbeing, I strive to help them improve their family’s financial wellbeing.”

Stephen specializes in helping family and closely-held companies develop effective and efficient business plans.  In addition, he assists entrepreneurs, professionals, and executives with their personal financial planning matters.

Stephen resides in West Chester, Pennsylvania, with his wife Nicole and their two children.  He is an avid golfer and is also active in several charitable organizations, including “Care for Kids” and the Friendship House in Pottstown, Pennsylvania.